03 January 2019

How to Manage Credit Cards Wisely

Credit cards can be powerful financial tools when used wisely. They can help a person take advantage of opportunities, provide emergency funds, and help build a sound credit history. On the other hand, recklessly using credit cards can cause serious problems. Accumulating excessive credit card debt can hurt your credit rating...

17 January 2019

Prevent Future Debt by Saving Now

Whether you are debt-free or on the path to paying off your current balances, the threat of incurring new debt could be just around the corner. The roof could need replacing tomorrow; your car could break down today. In order to prevent future debt, you have to prepare for the unexpected now, which takes time, effort and planning.

31 January 2019

Raise Your Credit Score Fast

Your three-digit credit score impacts virtually every aspect of your life. The lower your credit score, the higher the interest rate will be on your auto loan and home. If your score is too low, you may not qualify for a loan at all. There are other, less obvious repercussions from having a low credit score...